Finace is a digital platform that provides Earned Wage Access and a range of financial management tools to help employers tackle the financial volatility of their workforce. Our comprehensive solution comes at zero cost, with zero impact on cash flow and zero liability for employers. We're dedicated to relieving the financial stress that can distract employees, reduce productivity, and lead to attrition. Choose Finace for a stress-free, efficient financial management solution.

Finace's services are available to all types of organizations, including private companies, NGOs, and government entities. Our platform is designed to support both on-roll and off-roll employees, providing comprehensive financial management solutions to meet the needs of your entire workforce.

While credit cards are only accessible to a small percentage of Indians and often come with high interest rates, ranging from 24% p.a. to 52.86% p.a., Finace offers interest-free liquidity access to the underserved masses with zero or limited credit history. At Finace, we believe in providing financial solutions that are accessible and affordable for everyone, regardless of their credit history or financial background.

Our platform provides employees with complete financial flexibility along with access to educational resources to encourage better financial practices. You no longer have to deal with predatory loans, complicated KYC procedures, and loan rejections.

Currently, employees can access Finace through our Android app. To get started, simply log in using your registered email or phone number on the Finace app.

Your organization will need to partner with Finace. Once the partnership is established, your employees can begin using our platform to manage their finances and access a range of financial tools. To ensure a smooth integration and launch process, you'll have access to an Account Manager who will provide support and guidance every step of the way.

The process typically takes between 1 to 4 weeks for a company to start offering Finace's services to its employees.

You can share attendance and payroll data with Finace either manually or through integration. Our platform seamlessly integrates with HRMS, Payroll, or Attendance systems, eliminating the workload on your HR team.

With Finace, companies face zero liability or risk. This means that your company won't be responsible for any funds that your employees withdraw through our platform.

Partnering with Finace is completely free for employers, and you can provide our services to your employees at zero cost or risk to your company. Since the funds are provided by Finace, there is no impact on your working capital. Employees will only be charged a small transaction fee when they access funds, with no hidden charges or interest fees.

Finace partners with banks, technology providers, and payroll systems to provide the platform, which involves integration and collaboration. The processing fee enables Finace to provide their financial wellness platform and access to funds at zero interest and no hidden charges.

Once an employee leaves the company, they will no longer have access to Finace.

Finace bears all the liability, so there is no risk to your company. After processing the full-and-final settlement, your company can settle the amount with Finace.

Finace ensures the security of sensitive data by storing it behind a firewall, accessible only to authorized parties. Finace does not share your employees’ data with any third party for commercial purposes. Furthermore, Finace aims to be compliant with ISO 27001 and VAPT certification, as well as RBI, labor laws, and GDPR guidelines

You can reach Finace's customer support via our website and email. Email - [email protected]

Earned Wage Access is a service that enables your company to offer employees access to a portion of your earned but unpaid salary, any time before payday. To offer this service to your employees, your company can partner with Finace at no cost and without any risk or liability. Since Finace provides the funds, it doesn't impact your company's working capital.

After partnering with Finace, both on-roll and off-roll employees of your company will be able to access Earned Wage Access. Employees can withdraw a portion of their earned salary by paying a transaction fee. At the end of the month, Finace reconciles the amount with the payroll.

Earned Wage Access allows your employees to withdraw a portion of their earned salary before payday, based on their attendance. The employer has the flexibility to customize the percentage of earned salary that can be withdrawn, giving employees more control over their finances

No, Earned Wage Access allows employees to withdraw a portion of their earned salary, which is always less than their monthly salary.

Earned Wage Access is not a loan and hence there will be no impact on your employee’s credit score.

Earned Wage Access is credited to employees bank account within 60 seconds.

Yes, employees can make multiple withdrawals in a month.

To access Finace's services, your company needs to partner with us. You can contact your HR team to find out if Finace’s services are available to you. If your company has not yet partnered with Finace, you can initiate the conversation by visiting our website below and looping in your HR team: www.befinace.com

You can access Finace via the Android app. You can login via your registered email or phone number on the app.

While credit cards are only accessible to a small percentage of Indians and often come with high interest rates, ranging from 24% p.a. to 52.86% p.a., Finace offers interest-free liquidity access to the underserved masses with zero or limited credit history. At Finace, we believe in providing financial solutions that are accessible and affordable for everyone, regardless of their credit history or financial background.

Finace does not levy interest, convenience, or documentation charges, unlike other financial products. Only a transaction fee is charged for availing our services.

Finace partners with banks, technology providers, and payroll systems to provide the platform, which involves integration and collaboration. The processing fee enables Finace to provide their financial wellness platform and access to funds at zero interest and no hidden charges.

Finace does not charge any interest. You are only required to pay a transaction fee when you withdraw funds.

To start using the Finace app, your HR team needs to activate your account first. After activation, you can download the Finace app and sign up using your registered email or mobile number. Please keep in mind that you will login via a one-time password (OTP) that will be sent to your registered email or phone number.

You can reach Finace's customer support via email. Email - [email protected]

Earned Wage Access is a service that enables you to access a part of your earned but unpaid salary before payday. The remaining balance of your salary will be credited on payday. This service is not a loan and can be accessed at zero interest.

Once your company partners with Finace, you can access Earned Wage Access to withdraw a portion of your earned salary based on attendance and limits set by your company. Finace reconciles with your payroll at the end of the month and the remaining salary balance will be credited to your account on payday.

With Earned Wage Access, you can access a portion of your earned salary based on your company's policy. The percentage of earned salary that can be withdrawn is decided by your company.

Earned Wage Access is not a loan, hence there will be no impact on your credit score.

With Earned Wage Access, funds are credited to your bank account within 60 seconds.

Yes, you can make multiple withdrawals in a month.